9 More Ways to Save on Car Insurance
1). Employee Discount – If you are an employee of a car insurance company you may qualify for a discount.
2). Have Your Policy Re-Written – Many car insurance companies periodically develop different rating plans and premiums for the same policies. Check this.
3). Increase Your Deductible – Many car insurance policies carry a standard $500 deductible, but you can request a higher deductible and so save on your premiums.
4). Multiple Policies With the Same Company - Consider purchasing you car insurance, home and life insurance from the same insurer. You will save on premiums.
5). New Car – If you purchased a new car you may be eligible for this discount.
6). Previous Insurer – Many insurers will give you a discount if you are currently insured with specific insurer and switch to a new insurer.
7). Rate Territory – Most insurers develop rating territories to help determine what premiums to charge. Expect to pay more if you live in a big city than if you did not live in the city is an example of this.
8). Retired Discount – If you are 55 or 65, and are retired, many insurers will give you a discount on your policy.
9). Security System – If you purchase a security system with your car, almost every insurer will give you a discount.